Updated: July 7, 2023

The Money Tree plant, also known as Pachira aquatica, is a popular houseplant known for its unique braided trunk and lush green leaves. In addition to its aesthetic appeal, many believe that the Money Tree brings good luck and prosperity. If you’re considering adding a Money Tree plant to your home, it’s essential to understand the stages of growth it goes through and how to care for it at each stage.

Stage 1: Seedling

The journey of a Money Tree plant begins with a tiny seed. Money Tree seeds are relatively large compared to other plants, resembling oversized chestnuts. To start the germination process, soak the seeds in warm water overnight before planting them in a pot filled with well-draining soil.

Once planted, keep the soil consistently moist but not waterlogged. Place the pot in a warm, well-lit area away from direct sunlight. It may take several weeks for the seeds to germinate and sprout. Be patient and continue to provide the necessary care during this stage.

Stage 2: Young Plant

As the Money Tree seedling emerges from the soil, it will begin to grow its first set of leaves. At this stage, it is crucial to ensure that the plant receives adequate sunlight to promote healthy leaf development. Place the young plant near a window where it can receive bright, indirect light for several hours each day.

To encourage strong growth, provide regular watering, allowing the top inch of soil to dry out between waterings. Overwatering can lead to root rot, so always check the moisture level before watering. As the Money Tree grows, it is also essential to periodically rotate the pot to ensure even exposure to sunlight and prevent leaning toward one side.

Stage 3: Mature Plant

As the Money Tree plant matures, it will develop into an elegant tree with multiple stems and a braided trunk. At this stage, it is vital to provide adequate space for the plant to grow. Transplant the Money Tree into a larger pot with well-draining soil to accommodate its expanding root system.

Mature Money Trees thrive in bright, indirect light but can tolerate some direct sunlight. Avoid placing them in full shade as it may cause the leaves to lose their vibrant green color. Maintain a regular watering schedule, allowing the top inch of soil to dry out before watering thoroughly.

Fertilize the Money Tree plant once every two weeks during the growing season (spring and summer) with a balanced liquid fertilizer. Dilute the fertilizer according to the manufacturer’s instructions to avoid overfeeding, which can lead to leaf burn. Remember to wipe the leaves regularly with a damp cloth to remove dust and maintain their natural shine.

Stage 4: Pruning and Shaping

Pruning is an essential aspect of Money Tree plant care, especially as it grows larger. Regular pruning helps maintain its shape, promotes healthy growth, and prevents overcrowding. Use clean and sharp pruning shears to trim any dead or yellowing leaves, as well as any branches that are crossing or rubbing against each other.

To shape the Money Tree’s canopy, selectively prune the tips of branches to encourage bushier growth. This will help create a fuller appearance and prevent the plant from becoming too leggy. Remember to disinfect your pruning tools before and after use to prevent the spread of diseases.

Stage 5: Propagation

Money Tree plants are relatively easy to propagate, making it an excellent option if you want to expand your collection or share it with friends and family. The most common method of propagation is through stem cuttings.

To propagate a Money Tree through stem cuttings, select a healthy stem with at least two leaf nodes. Using clean scissors or a sharp knife, make a clean cut just below a leaf node and remove any lower leaves. Dip the cut end in rooting hormone, then plant it in a small pot filled with moist potting soil.

Place the cutting in a warm and well-lit area, away from direct sunlight. Mist the leaves regularly to maintain humidity and promote root growth. Within a few weeks, roots should start to form, indicating successful propagation. Once the roots are well-established, you can transplant the new Money Tree into a larger pot and continue providing proper care for its growth.

Conclusion

Understanding the stages of growth of a Money Tree plant is crucial for providing the right care at each stage. From seedling to mature plant, following proper watering, lighting, and pruning practices will help your Money Tree thrive and bring good luck and prosperity to your home. With patience and dedication, you can enjoy the beauty of this unique houseplant for many years to come.