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Money Tree Plant Seeds:
Guide to Storing, Sowing and Germination

Updated: June 30, 2023

The Money Tree plant, scientifically known as Pachira aquatica, is a popular houseplant that is believed to bring good luck and prosperity to its owner. While many people prefer to propagate Money Trees through stem cuttings, it is also possible to grow them from seeds. In this article, we will provide a comprehensive guide on how to store, sow, and germinate Money Tree plant seeds.

Storing Money Tree Plant Seeds

Before delving into the process of sowing and germinating Money Tree plant seeds, it is essential to understand how to properly store them. Follow these steps to ensure the viability of the seeds:

  1. Harvesting Seeds: Allow the Money Tree plant to produce mature fruits. These fruits resemble large nuts and contain several seeds within them. Once the fruits are fully matured and turn brown, they are ready for harvesting.

  2. Extracting Seeds: Open the matured fruit carefully to extract the seeds. You may find several seeds inside each fruit. It is important to handle the seeds with care as they are delicate and can be easily damaged.

  3. Cleaning Seeds: Rinse the extracted seeds with lukewarm water to remove any pulp or debris present on their surface. Pat them dry gently using a clean towel.

  4. Drying Seeds: Place the cleaned seeds in a single layer on a paper towel or a clean surface and allow them to air dry for at least 24 hours. Ensure that they are placed in a well-ventilated area away from direct sunlight.

  5. Storage Containers: Once completely dry, transfer the seeds into an airtight container such as a small plastic bag or a glass jar. Make sure to label the container with the date of harvesting.

  6. Ideal Storage Conditions: Store the container in a cool, dry place away from direct sunlight and extreme temperature fluctuations. A temperature range of 40-50°F (4-10°C) is ideal for seed storage.

By following these steps, you can store Money Tree plant seeds for up to six months without any significant decrease in viability.

Sowing Money Tree Plant Seeds

Now that you have stored your Money Tree plant seeds properly, it is time to sow them. Here’s how you can sow the seeds and create the perfect environment for their germination:

  1. Choosing a Pot: Select a pot that has good drainage holes at the bottom to prevent waterlogging. A pot with a diameter of at least 6 inches is suitable for sowing multiple seeds.

  2. Potting Mix: Fill the pot with a well-draining potting mix that is rich in organic matter. A mixture of peat moss, perlite, and vermiculite in equal parts works well for Money Tree plant seeds.

  3. Sowing Seeds: Make small indentations in the potting mix using your finger or a pencil. Place one seed in each indentation and cover it with a thin layer of potting mix. Ensure that the seeds are not buried too deep, as they require light to germinate.

  4. Moisture and Humidity: Moisten the potting mix evenly using a spray bottle or by gently pouring water over it. The soil should be moist but not waterlogged. Cover the pot with a plastic wrap or a transparent lid to create a humid environment for the seeds.

  5. Temperature and Light: Place the pot in a warm location with temperatures around 70-80°F (21-27°C). Money Tree plant seeds require bright but indirect light for germination, so avoid exposing them to direct sunlight.

  6. Germination Period: Money Tree plant seeds usually take around 2-4 weeks to germinate. During this period, check the moisture levels regularly and mist the potting mix whenever it feels dry.

Germination and Care

Once the Money Tree plant seeds have germinated, it is crucial to provide the right care to ensure their healthy growth:

  1. Removing Plastic Cover: Once the seeds have sprouted, remove the plastic cover to allow air circulation and prevent the growth of mold or fungus.

  2. Light Requirements: Place the pot in a location with bright, indirect light. Avoid exposing the young seedlings to direct sunlight, as it can scorch their delicate leaves.

  3. Watering: Water the seedlings when the top inch of soil feels dry. Use a watering can or spray bottle to ensure gentle watering and avoid overwatering, which can lead to root rot.

  4. Temperature and Humidity: Maintain a temperature range of 70-80°F (21-27°C) and moderate humidity levels around the seedlings. Avoid placing them near drafts or air conditioning vents.

  5. Transplanting: Once the seedlings have grown several sets of true leaves and are around 4-6 inches tall, they can be transplanted into individual pots filled with well-draining potting mix.

With proper care and attention, Money Tree plant seeds will grow into healthy saplings, eventually developing into beautiful Money Tree plants that bring luck and prosperity to your home.

In conclusion, growing Money Tree plants from seeds can be a rewarding experience. By following the steps outlined in this guide, you can successfully store, sow, and germinate Money Tree plant seeds to create a thriving indoor garden filled with these symbolic and aesthetically pleasing plants.